FAQ

FAQ’s

Here are some frequently asked questions about payday loans and our service.

What is a personal loan?

A personal loan is quite simple. We allow you to borrow up to $10,000 and you can normal take 12 months or more to repay the loan. We have a simple online application that only takes a minute to complete and you could get the money you need in as little as 15 minutes. Apply now

What do I need to get a personal loan?

Our lenders require that you are employed in some way, part time employment is fine. You will also need to be a Australian resident and have a bank account to receive your loan.

Can I get a personal loan with a poor credit rating?

In most cases we can help our applicants find a loan to fit their circumstances. The lenders we use are looking for people who are in work and can afford to repay the loan in a short period of time. Because of this your credit rating will be less important than you ability to repay.

Can I use the loan for any purpose?

Yes, the loan is yours and you can spend it in many 

How much will the loan cost?

The cost of a loan will depend on how much you borrow and how long you have the loan for. Also as we work with a number of different lenders, the interest rate you receive will vary. 

Can I get a loan if I’m self employed?

Yes, as long as you are able to show you are currently earning and have been paying money into your bank on a regular basis.

Can I extend my loan for a longer period?

Yes, in most cases our lenders will allow you to carry over your loan for an extended period if you need to. However you should only do this if you absolutely have to as it can prove to be very expensive.